30 08, 2012

I “Mustache” You a Question…

By |2012-08-30T08:50:31-05:00August 30, 2012|Chapters|0 Comments

Are you planning to attend the PLUS Northern California Chapter Mustache Contest and Networking Reception? Don't shave this for later - register now. Wath the Video : PLUS Northern California Moustache Contest - 9.13.2012 by: Emy_Donavan

28 08, 2012

Insurance Broker’s Duties and Potential Liabilities in the Insurance Coverage Dispute

By |2012-08-28T08:14:09-05:00August 28, 2012|E&O|2 Comments

From the PLUS Journal article “The Insurance Broker’s Duties and Potential Liabilities in the Insurance Coverage Dispute” (December 2011) by Michael J. Cawley. Broker as Agent of the Insured The broker is most commonly the "agent" of the insured, in the principal/agent sense, and it is within this relationship that most claims arise against the broker. A broker can be sued under several theories, including breach of contract, fraud or misrepresentation; but the two most common assertions are common law negligence and breach of fiduciary duty. Negligence. Most courts start "from the basis that insurance agents have a duty to exercise [...]

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