14 03, 2024

Words Matter: Shielding Against UTPCPL Claims With Subjective Verbiage

By |2024-03-14T08:50:15-05:00March 14, 2024|@PLUS, Guest Blog, Professional Liability Insurance|0 Comments

The United States District Court for the Western District of Pennsylvania recently examined insurance procurement advertising in the context of an Unfair Trade Practices and Consumer Protection Law claim in Nelson v. State Farm Fire & Casualty Company, 665 F.Supp.3d 709 (W.D. Pa. March 28, 2023). In Nelson, which generally asserted coverage related claims against the plaintiff’s insurer for denying coverage for property damage loss, the plaintiff asserted that she relied upon her insurance agent’s claims that State Farm “would take great care of her” in the event of a claim, and on State Farm’s advertising, “like a good neighbor, [...]

30 01, 2024

New York Supreme Court Decisions Impart Lessons for Insurance Agents and Brokers

By |2024-01-30T09:13:08-06:00January 30, 2024|@PLUS, Guest Blog, PL Insurance|0 Comments

A November 2023 decision from the Supreme Court, Appellate Division of New York, affirmed an order dismissing a complaint against an insurance company and an independent agent.  In Ewart v. Allstate Insurance Company, 221 A.D.3d 968, (App. Div. 2d Dep’t 2023), the court affirmed an order granting the motion of the defendants, Allstate Insurance Company and Larry Darcey, for summary judgment dismissing the complaint. In Ewart, the plaintiff had contacted Larry Darcey, an independent agent for Allstate, to purchase a landlord insurance policy.  Darcey provided quotes to the plaintiff for various policies and then left for vacation without binding the [...]

24 01, 2024

Fact or Fiction: A Discussion on the Catastrophic Cyber Events Depicted in Leave the World Behind

By |2024-01-24T08:36:12-06:00January 24, 2024|@PLUS, Cyber, Guest Blog, PL Insurance|0 Comments

https://variety.com/2023/film/news/leave-the-world-behind-ending-explained-1235829444/ The public imagination regarding the potentials of a cyber-related disaster have taken many shapes—perhaps one of most recent depictions is the Netflix adaptation of Rumaan Alan’s novel, Leave the World Behind, starring Julia Roberts, Mahershala Ali, and Ethan Hawke. The story of Leave the World Behind follows the Sangford family who travels to Long Island, New York for a holiday, staying at a short-term vacation rental property. Shortly after the vacation begins, the host family, G.H. and his daughter Ruth, return to their Long Island home unexpectedly on a tip that a war is impending. A series of unexpected [...]

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