27 07, 2023

Executive Summary: The Betterley Report’s Cyber Privacy Insurance Market Survey—2023

By |2023-07-28T08:29:07-05:00July 27, 2023|@PLUS, Cyber, PL Insurance|0 Comments

With new cyber threats continuing to emerge, the need for cyber insurance is even more critical. However, cyber insurance forms are not standard and continue to change rapidly. The Betterley Report’s Cyber/Privacy Insurance Market Survey—2023 gives you the tools to be an expert in cyber insurance coverage. The report reviews the state of the current market. It compares 23 insurers in this year’s edition with over 100 pages of comparison charts.   The report analyzes the most important stories and emerging issues in cyber insurance. For example, learn the different approaches carriers take on war exclusions and losses resulting from [...]

25 07, 2023

Understanding Evolving Data Breach Reporting Obligations and Your Insurance Coverage

By |2023-07-24T15:58:05-05:00July 25, 2023|@PLUS, Cyber, Guest Blog, PL Insurance|0 Comments

Any lawyer, consultant, and insurance provider involved in the cybersecurity field should be deeply familiar with personal data breach reporting obligations. In particular, every U.S. state has enacted a data breach notification law that requires organizations to provide notice of certain types of data privacy incidents to the individuals whose personal data has been compromised. The federal government has also imposed similar obligations on businesses within certain sectors (e.g., health care, financial). These laws are based on the common understanding that the earlier an organization notifies individuals that their personal data has been compromised, the earlier the individuals can implement [...]

4 05, 2023

Commercial & Cyber Crime Risks: A Coverage Labyrinth Webinar Recap

By |2023-05-08T10:35:52-05:00May 4, 2023|@PLUS, Chapters, Cyber, Misc. Lines, PL Insurance, Webinars|0 Comments

Commercial Crime is more than just burglary or theft of cash from a register or bank account, or equipment from an office. A business could be exposed to crime, from within because of employee dishonesty, and from outside and beyond through electronic infiltration and fraud. As businesses have evolved with more and more of their transactions and operations becoming virtual or having an increased reliance on the internet and networks to grow and expand, the exposures have evolved and shifted more towards computer-related crime and cyber-crime. Cyber and Crime losses can often be misconstrued, and it is not always simple [...]

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