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A November 2023 decision from the Supreme Court, Appellate Division of New York, affirmed an order dismissing a complaint against an insurance company and an independent agent.  In Ewart v. Allstate Insurance Company, 221 A.D.3d 968, (App. Div. 2d Dep’t 2023), the court affirmed an order granting the motion of the defendants, Allstate Insurance Company and Larry Darcey, for summary judgment dismissing the complaint. In Ewart, the plaintiff had contacted Larry Darcey, an independent agent for Allstate, to purchase a landlord insurance policy.  Darcey provided quotes to the plaintiff for various policies and then left for vacation without binding the [...]

Under English law, pure economic loss claims under the tort of negligence are generally excluded. The Singapore courts take a different approach and have held that there is no such general exclusionary rule under Singapore law – litigants and lawyers should instead refer to the universal framework widely referred to as the Spandeck test. English Law The English common law traditionally recognised a tortious duty to take care to avoid causing physical injury or damage to persons or property. Where a negligent act or omission caused a claimant to suffer physical property damage or personal injury, the resultant economic loss [...]