13 10, 2022

Ask the Leader: Laura Zaroski

By |2022-10-06T09:28:27-05:00October 13, 2022|@PLUS, Cyber, D&O, FuturePLUS, Lawyers Professional|0 Comments

Ask the Leaders is a one-of-a-kind series geared towards helping young professionals grow into leaders within the professional lines community. The guests on Ask the Leaders provide insight into their experiences, knowledge and lessons learned that have helped them develop into some of the top leaders in their field. Topics include career advancement tips, networking opportunities, goal setting, and outside experience needed to become a leader! This series is hosted by Nate Hartman, Claims Superintendent – Professional Liability at Admiral Insurance Group and Robert McCarthy, MLIS, Executive Lines Broker at Risk Placement Services. Laura Zaroski began her insurance career in [...]

3 10, 2022

Alright, Alright, Alright A Look at Cannabis and Executive Risk

By |2022-09-29T11:32:20-05:00October 3, 2022|@PLUS, D&O, PL Insurance|0 Comments

The exposures of the cannabis industry are unique for the Board of Directors and the risk transfer contractual nuances are radically more pronounced than traditional private company executive risk. The risks include jurisdictional issues at the State and Federal level, licensing and regulatory issues, investor profile and make-up of the Boards, banking concerns and much more. While watching this webinar on-demand recording, you will learn about cannabis exposures, claims frequency and severity trends as well as what boards and senior officers of an organization can expect to see from the PL industry in the next 6 months and beyond. Still [...]

29 09, 2022

How Broad Is Your Side A DIC D&O

By |2022-09-28T09:36:34-05:00September 29, 2022|@PLUS, D&O|0 Comments

A typical public company D&O insurance structure generally includes a combination of full D&O insurance along with a Side A DIC (difference in condition) cap. In contrast to the underlying public D&O policy which provides coverage for the company’s balance sheet, Side A DIC D&O policies provide broader coverage solely for non-indemnifiable claims against insured persons. One of their main allures is the ability to fill coverage gaps of the underlying policies. But not all Side A DIC policies are created equal. Corporate officers (and their brokers) need to perform the same level of due diligence when reviewing and negotiating [...]

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